Franc
Track every account, transaction, and budget on your iPhone. Log it by voice, recognised on your phone. No accounts to create. No server to trust. No subscription to cancel.
Your money, on your phone.
Every account type
Checking, savings, cash, credit card, loan, investment. Track them all in one place — no bank linking, no API key, no cloud handshake.
Envelope budgeting
Allocate the money you actually have to each category, month by month. The classic envelope method, rebuilt for iPhone.
Recurring transactions
Rent, salary, subscriptions: schedule them once. Opt in to a local reminder when something is due. No push servers, everything is scheduled on your phone.
Two-tap transfers
Move money between your own accounts in two taps. Transfers are two-sided by construction — both ledgers stay in sync, every time.
Dashboard with charts
Net worth, asset/liability split, monthly cash flow — all on one screen, no scrolling required. The data you actually look at.
Export anytime
One tap exports your entire ledger to a CSV or JSON file via the iOS share sheet. AirDrop it, email it, save it to Files. Your data, your choice.
Voice entry, on-device
Tap the mic and just say it: "twelve fifty groceries". Your speech is recognised entirely on your phone and never leaves it. Review before it's saved.
Switch via CSV import
Moving over from another tracker? Bring your history in from a CSV file. Map the columns once, preview, and commit. EU decimal commas and common date formats are handled for you.
Subscriptions view
Flag any recurring expense as a subscription and see them all in one place, with your total monthly and yearly cost rolled up.
Tags
Add free-form tags to any transaction, filter the ledger by tag, and see the total you've spent per tag.
Siri & Shortcuts
Log an expense or income hands-free through Siri or the Shortcuts app. Long-press the app icon for Quick Actions.
Home Screen widgets
A Quick-Add widget jumps straight into a new entry. A Net-Worth widget shows assets, liabilities and net worth at a glance.
What you'll actually see.
No account.
No servers.
No tracking.
Franc collects no data. Nothing leaves your device unless you explicitly export it. Voice recognition runs on-device and reminders are scheduled locally. The app uses local on-device storage with no network access — there is no telemetry, no crash reporter phoning home, no analytics SDK.
Read the full privacy policy →- No account or signup required
- No cloud sync · no backend at all
- Voice recognised on-device only
- Reminders scheduled locally · no push servers
- No analytics or crash reporters
- No advertising or tracking SDKs
- No bank linking · no third-party APIs
- No subscription, ever
Frequently asked questions
Does Franc require an account or signup?
No. Franc requires no account and no signup. You can start tracking your money the moment you open the app.
Is my financial data private?
Yes. Franc collects no data and uses local on-device storage with no network access. Nothing leaves your device unless you explicitly export it — there is no telemetry, crash reporter, or analytics SDK.
Does Franc have a subscription?
No. Franc is a one-time purchase of €7.99 for iPhone and iPad. There is no subscription, ever.
What devices does Franc run on?
Franc runs on iPhone and iPad with iOS 17 or later.
Can I export my data out of Franc?
Yes. One tap exports your entire ledger to a CSV or JSON file via the iOS share sheet, so you can AirDrop it, email it, or save it to Files.
Does voice entry send my voice to a server?
No. Speech recognition runs entirely on your device. What you say never leaves your phone, and you review the parsed transaction before it is saved.
Can I import data from another budgeting app?
Yes. Franc imports your transaction history from a CSV file: map the columns once, preview the result, and commit. EU decimal commas and common date formats are handled automatically.
Stop paying for a finance app every month.
Available now · iPhone & iPad · iOS 17+ · €7.99 one-time · No subscription
